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calc_header[index++] = '<div id="container">';
calc_header[index++] = '	<div id="header"><img src="http://www.classicbanking.com/images/header.gif" width="760" height="60" border="0" alt="ClassicBanking.com" /></div><!-- header -->';
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calc_header[index++] = '			<li><a href="http://www.classicbanking.com/index.html">Home</a> | </li>';
calc_header[index++] = '			<li><a href="http://www.classicbanking.com/site/hours.html">Contact Us</a> | </li>';
calc_header[index++] = '			<li><a href="http://www.classicbanking.com/site/faqs.html" onmouseover="showMenu(\'menu7\');" onmouseout="oM.mout();">FAQs</a> | </li>';
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calc_header[index++] = '			<li><a href="http://www.classicbanking.com/site/security.html" onmouseover="showMenu(\'menu9\');" onmouseout="oM.mout();">Security</a> &nbsp;</li>';
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calc_header[index++] = '			<img src="../images/nav-topper.gif" width="143" height="11" border="0" alt="" />';
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calc_header[index++] = '				<li><a href="http://www.classicbanking.com/site/personal.html" onmouseover="img_act(\'personal\'); window.status=\'Personal Products &amp; Services\'; showMenu(\'menu1\'); return true" onmouseout="img_inact(\'personal\'); oM.mout();"><img src="../images/nav-personal-off.gif" width="143" height="40" border="0" alt="Personal Products &amp; Services" name="personal" /></a></li>';
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calc_header[index++] = '<!-- START PAGE CONTENT -->';
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calc_header[index++] = '		<img src="http://www.classicbanking.com/images/slogan.gif" width="550" height="48" border="0" alt="" />';
calc_header[index++] = '		<h1>Calculators</h1>';

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calc_footer[index++] = '</body>';
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